The measure of well-being in Sanskrit is called Artha.
It is believed that Prosperity is the energy of the goddess of fortune Lakshmi, in order to win the favor of Lakshmi, you need to fulfill your Dharma (your destiny)

Rich people are only 1% of the world’s population, but, as you know, they have 80% of all resources. Purposefulness, diligence and responsibility are the main character traits to be wealthy and successful.

Money karma can be corrected by one’s own efforts (mental and physical), in all three Gunas of material nature: ignorance, passion and goodness, but this is only 50% of success. Only a few are given to manage huge capitals and this is determined by the influence of favorable planets and pious fate.

So, money karma is determined, first of all, by the 2nd and 11th houses, their rulers and aspects to these houses.

The 2nd house is responsible for savings (how much money a person has in a bank account, how much is accumulated and stored somewhere). The 2nd house is not an upachai house, so malefic planets bring poverty and loss in it. Accordingly, it is not very good to have Mars and Saturn in the 2nd house, but also Jupiter as it is the karaka of the 2nd house and will not bring much wealth. And, on the contrary, in the second house it is good to have exalted Mercury, Venus, the Moon, if they are not amazed – this will give great wealth. The 2nd house is very gentle, so a weak planet in the 2nd house, especially a malefic one, can greatly slow down wealth. Aspects on the 2nd house are also very important: a malefic planet will bring deterioration of the material condition with its aspect, a favorable one – on the contrary brings great benefits.

The 11th house is responsible for unexpected financial gains, additional earnings (part-time job, etc.). A strong 11th house is very important for business people. If there are problems with the 11th house, you should not create your own business.
The 11th house is called the house of acquisitions (Labha-bhava). Any planet, if not afflicted, in the 11th house brings money in its categories (this is the strongest upachai house, so to have an unaffected malefic planet here is a great blessing from a past life).

Also, for a general understanding of wealth, consider:
9th house is the house of luck and is responsible for unexpected successful acquisitions. It is very important for everyone, especially for businessmen.

4th house – the house of real estate, vehicles. Non-movable property is considered the main acquisition in life.
It may be that the owner with a very strong 4th house, who lives in a luxurious house, drives a good car – but he does not have money for gasoline (2nd and 11th houses are affected).

5th house – is responsible for investments, gambling, speculation. Can give lottery wins, like the 9th house.
8th house – shows money that comes from a partner, insurance benefits, inheritance, alimony, etc.

The 1st house is the basis of the whole horoscope, it will show the general level of prosperity of a person. After all, if a person behaves like the fool, then no matter what money he has at home, he will lose everything or use it in such a way that it would be better if they didn’t exist. And, on the contrary, if a person with a high general level of development, harmonious, confident, generous, charismatic, he will flourish regardless of the state of money houses.

The 6th house will show debts, enemies, diseases. It is not very favorable to have the 6th lord in exaltation or in the 11th house.

It is important where the rulers of the 2nd and 11th houses are located. Ascending Leo and Aquarius have one planet responsible for money – Mercury and Jupiter, respectively. The position of this planet in the chart shows how a person will be financially successful. For all other ascending signs, two planets are responsible for money, and their position must be carefully considered. If they are in the dusthana, and even united in it, weakened and under a bad aspect, this practically closes the wealth for this incarnation. If they are in a trikona (especially if they are connected there) – this is the best position, a little worse if they are in a kendra.

If the lord of the 2nd house is in the 11th house, and the lord of the 11th house is in the 2nd house, this is the strongest Dhana yoga (the most favorable position for money) – the yoga of wealth. I have a lord of the second house in 11.

At the same time, aspects are also very important.

The aspect of Jupiter will improve money situation, the aspect of Saturn will give delays, the aspect of Mars will introduce elements of contention. You also need to look at which planet the lords of money houses are connected to: if with Saturn, then this reduces income, gives delays in receiving them, if with Jupiter, then it improves them.

If the ruler of one of these houses is burned or connected with unfavorable planets, this weakens the house. If the lord of the 2nd house is in the 8th house, many negative influences decrease as the lord aspects his own house.

No matter how much money a person earns, the 12th house, the house of spending, is also very important. If the 12th house is strong, it can give big expenses. The position of the lord of the 12th house will show where the money will go. For example, the lord of the 12th house in the 1st house – a person will spend a lot of money on himself, the lord of the 12th house in the 5th house – on children, the lord of the 12th house in the 7th house – on a partner, the lord of the 12th house in the 4th house – there will be expenses through real estate, the ruler of the 12th house in the 12th house – the person will be thrifty, spend money carefully.

Malefic planets in the 12th house can bring unexpected great losses and expenses. Jupiter in the 12th house – the person tends to donate money to charity.